@import url('https://fonts.googleapis.com/css2?family=Playfair+Display:ital,wght@0,400;0,500;0,600;0,700;1,400;1,500&family=Source+Sans+3:wght@300;400;500;600;700&family=JetBrains+Mono:wght@400;500&display=swap');:root{--navy-900:#070E1A;--navy-800:#0A1628;--navy-700:#0D1B2A;--navy-600:#132238;--navy-500:#1B2D4A;--navy-400:#243B5C;--navy-300:#2E4A6E;--navy-200:#3D5F8A;--gold-500:#C9962B;--gold-400:#D4A63E;--gold-300:#E0B850;--gold-200:#E8D5A3;--gold-100:#F3EACC;--warm-white:#F8F6F1;--cool-white:#F1F5F9;--gray-100:#E2E8F0;--gray-200:#CBD5E1;--gray-300:#94A3B8;--gray-400:#64748B;--gray-500:#475569;--gray-600:#334155;--gray-700:#1E293B;--text-on-dark:#E2E8F0;--text-on-light:#1E293B;--text-muted-dark:#94A3B8;--text-muted-light:#64748B;--success:#22C55E;--error:#EF4444;--font-display:'Playfair Display',Georgia,serif;--font-body:'Source Sans 3','Segoe UI',sans-serif;--font-mono:'JetBrains Mono',monospace;--section-pad:clamp(4rem,8vw,7rem);--content-max:1140px;--content-wide:1280px;--ease-out-expo:cubic-bezier(0.16,1,0.3,1);--ease-out-quart:cubic-bezier(0.25,1,0.5,1)}*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-moz-osx-font-smoothing:grayscale}body{font-family:var(--font-body);font-weight:400;line-height:1.7;color:var(--text-on-light);background:var(--warm-white);overflow-x:hidden}img{max-width:100%;display:block}a{color:inherit;text-decoration:none}ul,ol{list-style:none}h1,h2,h3,h4,h5,h6{font-family:var(--font-display);font-weight:600;line-height:1.2}.container{width:100%;max-width:var(--content-max);margin:0 auto;padding:0 clamp(1.25rem,4vw,2.5rem)}.container--wide{max-width:var(--content-wide)}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.gold-rule{height:1px;border:none;background:linear-gradient(90deg,transparent,var(--gold-500),transparent);margin:3rem 0;opacity:0.5}.nav{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(10,22,40,0.92);backdrop-filter:blur(20px);-webkit-backdrop-filter:blur(20px);border-bottom:1px solid rgba(201,150,43,0.15);transition:background 0.4s ease,box-shadow 0.4s ease}.nav.scrolled{background:rgba(7,14,26,0.97);box-shadow:0 4px 30px rgba(0,0,0,0.3)}.nav__inner{display:flex;align-items:center;justify-content:space-between;height:72px;max-width:var(--content-wide);margin:0 auto;padding:0 clamp(1.25rem,4vw,2.5rem)}.nav__logo{display:flex;align-items:center;gap:0.65rem;font-family:var(--font-display);font-weight:700;font-size:1.15rem;color:var(--warm-white);letter-spacing:-0.01em;white-space:nowrap}.nav__logo-mark{width:36px;height:36px;background:linear-gradient(135deg,var(--gold-500),var(--gold-300));border-radius:6px;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:700;font-size:1.1rem;color:var(--navy-800);flex-shrink:0;position:relative}.nav__logo-mark::after{content:'';position:absolute;inset:2px;border:1px solid rgba(7,14,26,0.15);border-radius:4px}.nav__links{display:flex;align-items:center;gap:0.25rem}.nav__link{padding:0.5rem 0.85rem;font-size:0.875rem;font-weight:500;color:var(--gray-300);border-radius:6px;transition:color 0.25s ease,background 0.25s ease;white-space:nowrap}.nav__link:hover,.nav__link.active{color:var(--warm-white);background:rgba(255,255,255,0.06)}.nav__link.active{color:var(--gold-400)}.nav__cta{margin-left:0.5rem;padding:0.5rem 1.25rem;font-size:0.85rem;font-weight:600;color:var(--navy-800);background:linear-gradient(135deg,var(--gold-500),var(--gold-300));border-radius:6px;transition:transform 0.25s ease,box-shadow 0.25s ease;white-space:nowrap}.nav__cta:hover{transform:translateY(-1px);box-shadow:0 4px 15px rgba(201,150,43,0.35)}.nav__toggle{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:4px}.nav__toggle span{width:22px;height:2px;background:var(--warm-white);border-radius:2px;transition:transform 0.3s ease,opacity 0.3s ease}.nav__toggle.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.nav__toggle.open span:nth-child(2){opacity:0}.nav__toggle.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}@media (max-width:900px){.nav__toggle{display:flex}.nav__links{position:fixed;top:72px;left:0;right:0;bottom:0;flex-direction:column;align-items:stretch;gap:0;padding:1rem;background:rgba(7,14,26,0.98);backdrop-filter:blur(20px);transform:translateX(100%);transition:transform 0.4s var(--ease-out-expo)}.nav__links.open{transform:translateX(0)}.nav__link{padding:0.85rem 1rem;font-size:1rem;border-bottom:1px solid rgba(255,255,255,0.05)}.nav__cta{margin:1rem 0 0 0;text-align:center;padding:0.75rem}}.hero{position:relative;min-height:92vh;display:flex;align-items:center;background:var(--navy-800);padding-top:72px;overflow:hidden}.hero--short{min-height:auto;padding:calc(72px + var(--section-pad)) 0 var(--section-pad)}.hero__bg{position:absolute;inset:0;overflow:hidden}.hero__bg::before{content:'';position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 20% 80%,rgba(201,150,43,0.08) 0%,transparent 60%),radial-gradient(ellipse 60% 50% at 80% 20%,rgba(30,74,110,0.2) 0%,transparent 60%),linear-gradient(180deg,var(--navy-900) 0%,var(--navy-800) 40%,var(--navy-700) 100%)}.hero__bg::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(201,150,43,0.04) 1px,transparent 1px),linear-gradient(90deg,rgba(201,150,43,0.04) 1px,transparent 1px);background-size:60px 60px;mask-image:radial-gradient(ellipse 70% 70% at 50% 50%,black,transparent);-webkit-mask-image:radial-gradient(ellipse 70% 70% at 50% 50%,black,transparent)}.hero__accent{position:absolute;width:200px;height:1px;background:linear-gradient(90deg,transparent,var(--gold-500),transparent);opacity:0.3}.hero__accent--1{top:30%;left:-5%;transform:rotate(-15deg);width:300px}.hero__accent--2{top:60%;right:-5%;transform:rotate(12deg);width:250px}.hero__accent--3{bottom:20%;left:10%;transform:rotate(-8deg);width:180px}.hero__content{position:relative;z-index:2;max-width:720px}.hero__eyebrow{display:inline-flex;align-items:center;gap:0.5rem;font-family:var(--font-mono);font-size:0.75rem;font-weight:500;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold-400);margin-bottom:1.5rem;opacity:0;transform:translateY(20px);animation:fadeUp 0.8s var(--ease-out-expo) 0.2s forwards}.hero__eyebrow::before{content:'';width:24px;height:1px;background:var(--gold-500)}.hero__title{font-size:clamp(2.25rem,5vw,3.5rem);font-weight:700;color:var(--warm-white);margin-bottom:1.25rem;opacity:0;transform:translateY(30px);animation:fadeUp 0.8s var(--ease-out-expo) 0.35s forwards}.hero__title em{font-style:normal;color:var(--gold-400)}.hero__subtitle{font-size:clamp(1.05rem,2vw,1.2rem);font-weight:300;color:var(--gray-300);line-height:1.8;max-width:580px;margin-bottom:2.5rem;opacity:0;transform:translateY(30px);animation:fadeUp 0.8s var(--ease-out-expo) 0.5s forwards}.hero__actions{display:flex;align-items:center;gap:1.25rem;flex-wrap:wrap;opacity:0;transform:translateY(30px);animation:fadeUp 0.8s var(--ease-out-expo) 0.65s forwards}.page-hero{position:relative;padding:calc(72px + 4rem) 0 4rem;background:var(--navy-800);overflow:hidden}.page-hero__bg{position:absolute;inset:0;background:radial-gradient(ellipse 80% 60% at 20% 80%,rgba(201,150,43,0.06) 0%,transparent 60%),linear-gradient(180deg,var(--navy-900) 0%,var(--navy-800) 100%)}.page-hero__bg::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(201,150,43,0.03) 1px,transparent 1px),linear-gradient(90deg,rgba(201,150,43,0.03) 1px,transparent 1px);background-size:60px 60px;mask-image:radial-gradient(ellipse 70% 70% at 50% 50%,black,transparent);-webkit-mask-image:radial-gradient(ellipse 70% 70% at 50% 50%,black,transparent)}.page-hero__content{position:relative;z-index:2}.page-hero__eyebrow{display:inline-flex;align-items:center;gap:0.5rem;font-family:var(--font-mono);font-size:0.7rem;font-weight:500;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold-400);margin-bottom:1rem}.page-hero__eyebrow::before{content:'';width:24px;height:1px;background:var(--gold-500)}.page-hero__title{font-size:clamp(2rem,4vw,3rem);font-weight:700;color:var(--warm-white);margin-bottom:0.75rem}.page-hero__desc{font-size:1.1rem;font-weight:300;color:var(--gray-300);max-width:600px;line-height:1.7}.btn{display:inline-flex;align-items:center;gap:0.5rem;padding:0.85rem 2rem;font-family:var(--font-body);font-size:0.95rem;font-weight:600;border-radius:8px;border:none;cursor:pointer;transition:all 0.3s var(--ease-out-quart);white-space:nowrap}.btn--primary{color:var(--navy-900);background:linear-gradient(135deg,var(--gold-500),var(--gold-300));box-shadow:0 2px 12px rgba(201,150,43,0.25)}.btn--primary:hover{transform:translateY(-2px);box-shadow:0 6px 24px rgba(201,150,43,0.35)}.btn--outline{color:var(--gold-400);background:transparent;border:1px solid rgba(201,150,43,0.35)}.btn--outline:hover{background:rgba(201,150,43,0.08);border-color:var(--gold-400)}.btn--secondary{color:var(--navy-800);background:var(--warm-white);box-shadow:0 2px 8px rgba(0,0,0,0.08)}.btn--secondary:hover{transform:translateY(-2px);box-shadow:0 6px 20px rgba(0,0,0,0.12)}.btn__arrow{transition:transform 0.3s ease}.btn:hover .btn__arrow{transform:translateX(3px)}.section{padding:var(--section-pad) 0}.section--navy{background:var(--navy-800);color:var(--text-on-dark)}.section--dark{background:var(--navy-900);color:var(--text-on-dark)}.section--light{background:var(--warm-white);color:var(--text-on-light)}.section--off-white{background:var(--cool-white);color:var(--text-on-light)}.section__header{text-align:center;max-width:640px;margin:0 auto 3.5rem}.section__eyebrow{display:inline-flex;align-items:center;gap:0.5rem;font-family:var(--font-mono);font-size:0.7rem;font-weight:500;letter-spacing:0.15em;text-transform:uppercase;color:var(--gold-500);margin-bottom:1rem}.section__eyebrow::before,.section__eyebrow::after{content:'';width:16px;height:1px;background:var(--gold-500);opacity:0.5}.section__title{font-size:clamp(1.75rem,3.5vw,2.5rem);margin-bottom:1rem}.section--navy .section__title,.section--dark .section__title{color:var(--warm-white)}.section__desc{font-size:1.05rem;font-weight:300;line-height:1.8;color:var(--text-muted-light)}.section--navy .section__desc,.section--dark .section__desc{color:var(--gray-300)}.steps{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:2rem}.step{position:relative;padding:2rem;background:rgba(255,255,255,0.03);border:1px solid rgba(201,150,43,0.1);border-radius:12px;transition:transform 0.4s var(--ease-out-expo),border-color 0.4s ease}.step:hover{transform:translateY(-4px);border-color:rgba(201,150,43,0.25)}.step__number{display:flex;align-items:center;justify-content:center;width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,rgba(201,150,43,0.15),rgba(201,150,43,0.05));border:1px solid rgba(201,150,43,0.25);font-family:var(--font-display);font-weight:700;font-size:1.15rem;color:var(--gold-400);margin-bottom:1.25rem}.step__title{font-family:var(--font-body);font-weight:600;font-size:1.05rem;color:var(--warm-white);margin-bottom:0.65rem}.step__desc{font-size:0.925rem;font-weight:300;color:var(--gray-300);line-height:1.7}@media (min-width:900px){.steps{gap:1.5rem}.step:not(:last-child)::after{content:'';position:absolute;top:3.5rem;right:-0.75rem;width:calc(1.5rem);height:1px;background:linear-gradient(90deg,var(--gold-500),transparent);opacity:0.3}}.eligibility{display:grid;grid-template-columns:repeat(auto-fit,minmax(220px,1fr));gap:1.5rem}.eligibility__item{display:flex;align-items:flex-start;gap:1rem;padding:1.5rem;background:white;border-radius:10px;border:1px solid rgba(0,0,0,0.06);box-shadow:0 1px 4px rgba(0,0,0,0.04);transition:transform 0.3s var(--ease-out-expo),box-shadow 0.3s ease}.eligibility__item:hover{transform:translateY(-2px);box-shadow:0 8px 24px rgba(0,0,0,0.08)}.eligibility__icon{flex-shrink:0;width:40px;height:40px;border-radius:8px;background:linear-gradient(135deg,var(--navy-700),var(--navy-600));display:flex;align-items:center;justify-content:center;color:var(--gold-400);font-size:1.1rem}.eligibility__text h4{font-family:var(--font-body);font-weight:600;font-size:0.95rem;margin-bottom:0.25rem}.eligibility__text p{font-size:0.85rem;color:var(--text-muted-light);line-height:1.6}.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:2rem}.info-card{padding:2.5rem;background:rgba(255,255,255,0.03);border:1px solid rgba(201,150,43,0.1);border-radius:12px;transition:border-color 0.3s ease}.info-card:hover{border-color:rgba(201,150,43,0.25)}.info-card__icon{width:52px;height:52px;border-radius:10px;background:linear-gradient(135deg,rgba(201,150,43,0.15),rgba(201,150,43,0.05));border:1px solid rgba(201,150,43,0.2);display:flex;align-items:center;justify-content:center;margin-bottom:1.5rem;font-size:1.35rem}.info-card__title{font-family:var(--font-body);font-weight:600;font-size:1.1rem;color:var(--warm-white);margin-bottom:0.75rem}.info-card__desc{font-size:0.925rem;font-weight:300;color:var(--gray-300);line-height:1.75}.faq-list{max-width:760px;margin:0 auto}.faq-item{border-bottom:1px solid rgba(201,150,43,0.1)}.faq-item:first-child{border-top:1px solid rgba(201,150,43,0.1)}.faq-question{width:100%;display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:1.35rem 0;background:none;border:none;cursor:pointer;text-align:left;font-family:var(--font-body);font-size:1.05rem;font-weight:600;color:var(--warm-white);transition:color 0.25s ease}.faq-question:hover{color:var(--gold-400)}.faq-question__icon{flex-shrink:0;width:28px;height:28px;border-radius:50%;border:1px solid rgba(201,150,43,0.3);display:flex;align-items:center;justify-content:center;transition:transform 0.35s var(--ease-out-expo),background 0.3s ease}.faq-item.open .faq-question__icon{transform:rotate(45deg);background:rgba(201,150,43,0.1)}.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.4s var(--ease-out-expo)}.faq-answer__inner{padding:0 0 1.35rem;font-size:0.95rem;font-weight:300;color:var(--gray-300);line-height:1.8}.form-card{max-width:640px;margin:0 auto;padding:3rem;background:white;border-radius:16px;box-shadow:0 4px 24px rgba(0,0,0,0.06),0 1px 4px rgba(0,0,0,0.04);border:1px solid rgba(0,0,0,0.06)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:1.25rem}@media (max-width:540px){.form-row{grid-template-columns:1fr}.form-card{padding:2rem 1.5rem}}.form-group{margin-bottom:1.25rem}.form-group label{display:block;font-size:0.85rem;font-weight:600;color:var(--gray-600);margin-bottom:0.4rem;letter-spacing:0.02em}.form-group label .optional{font-weight:400;color:var(--gray-300);font-size:0.8rem}.form-group input,.form-group select{width:100%;padding:0.75rem 1rem;font-family:var(--font-body);font-size:0.95rem;color:var(--text-on-light);background:var(--cool-white);border:1.5px solid var(--gray-100);border-radius:8px;transition:border-color 0.25s ease,box-shadow 0.25s ease;appearance:none;-webkit-appearance:none}.form-group select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='12' viewBox='0 0 12 12'%3E%3Cpath fill='%2364748B' d='M6 8L1 3h10z'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 1rem center;padding-right:2.5rem}.form-group input:focus,.form-group select:focus{outline:none;border-color:var(--gold-500);box-shadow:0 0 0 3px rgba(201,150,43,0.12)}.form-group input::placeholder{color:var(--gray-300)}.form-consent{display:flex;align-items:flex-start;gap:0.75rem;margin:1.5rem 0;padding:1.25rem;background:var(--cool-white);border-radius:10px;border:1px solid var(--gray-100)}.form-consent input[type="checkbox"]{flex-shrink:0;width:20px;height:20px;margin-top:2px;accent-color:var(--gold-500);cursor:pointer}.form-consent label{font-size:0.825rem;color:var(--gray-500);line-height:1.65;cursor:pointer}.form-consent label a{color:var(--navy-500);text-decoration:underline;text-underline-offset:2px}.form-consent label a:hover{color:var(--gold-500)}.form-submit{width:100%;padding:0.95rem;font-size:1rem;margin-top:0.5rem}.legal-content{max-width:760px;margin:0 auto;padding:3rem 0}.legal-content h2{font-size:1.5rem;color:var(--navy-700);margin:2.5rem 0 1rem;padding-bottom:0.5rem;border-bottom:1px solid var(--gray-100)}.legal-content h2:first-child{margin-top:0}.legal-content h3{font-family:var(--font-body);font-size:1.1rem;font-weight:600;color:var(--navy-600);margin:1.75rem 0 0.75rem}.legal-content p{font-size:0.95rem;color:var(--gray-500);line-height:1.85;margin-bottom:1rem}.legal-content ul{margin:0.75rem 0 1.25rem 1.25rem}.legal-content ul li{position:relative;padding-left:1rem;font-size:0.95rem;color:var(--gray-500);line-height:1.85;margin-bottom:0.5rem}.legal-content ul li::before{content:'';position:absolute;left:0;top:0.7em;width:5px;height:5px;border-radius:50%;background:var(--gold-500)}.legal-content a{color:var(--navy-500);text-decoration:underline;text-underline-offset:2px}.legal-content a:hover{color:var(--gold-500)}.legal-content .highlight-box{padding:1.5rem;background:linear-gradient(135deg,rgba(201,150,43,0.06),rgba(201,150,43,0.02));border-left:3px solid var(--gold-500);border-radius:0 8px 8px 0;margin:1.5rem 0}.legal-content .highlight-box p{color:var(--gray-600);margin-bottom:0}.legal-meta{font-family:var(--font-mono);font-size:0.75rem;color:var(--gray-300);letter-spacing:0.05em;margin-bottom:2rem}.disclosure-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1.5rem;max-width:900px;margin:0 auto}.disclosure-card{padding:1.75rem;background:white;border-radius:12px;border:1px solid rgba(0,0,0,0.06);box-shadow:0 1px 4px rgba(0,0,0,0.04)}.disclosure-card__label{font-family:var(--font-mono);font-size:0.7rem;font-weight:500;letter-spacing:0.12em;text-transform:uppercase;color:var(--gold-500);margin-bottom:0.5rem}.disclosure-card__value{font-size:0.95rem;color:var(--gray-600);line-height:1.7}.disclosure-card__value a{color:var(--navy-500);text-decoration:underline;text-underline-offset:2px}.footer{background:var(--navy-900);color:var(--text-on-dark);border-top:1px solid rgba(201,150,43,0.12)}.footer__top{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:3rem;padding:var(--section-pad) 0 3rem}@media (max-width:768px){.footer__top{grid-template-columns:1fr 1fr;gap:2rem}}@media (max-width:480px){.footer__top{grid-template-columns:1fr}}.footer__brand{max-width:320px}.footer__logo{display:flex;align-items:center;gap:0.6rem;font-family:var(--font-display);font-weight:700;font-size:1.05rem;color:var(--warm-white);margin-bottom:1rem}.footer__logo-mark{width:32px;height:32px;background:linear-gradient(135deg,var(--gold-500),var(--gold-300));border-radius:5px;display:flex;align-items:center;justify-content:center;font-family:var(--font-display);font-weight:700;font-size:0.95rem;color:var(--navy-800)}.footer__brand p{font-size:0.875rem;font-weight:300;color:var(--gray-400);line-height:1.7}.footer__col h4{font-family:var(--font-body);font-weight:600;font-size:0.85rem;letter-spacing:0.08em;text-transform:uppercase;color:var(--gray-300);margin-bottom:1.25rem}.footer__col a{display:block;font-size:0.9rem;color:var(--gray-400);padding:0.3rem 0;transition:color 0.25s ease}.footer__col a:hover{color:var(--gold-400)}.footer__bottom{padding:1.5rem 0;border-top:1px solid rgba(255,255,255,0.06);display:flex;align-items:flex-start;justify-content:space-between;gap:1.5rem;flex-wrap:wrap}.footer__disclaimer{font-size:0.775rem;font-weight:300;color:var(--gray-400);line-height:1.7;max-width:680px}.footer__copyright{font-size:0.775rem;color:var(--gray-400);white-space:nowrap}@keyframes fadeUp{to{opacity:1;transform:translateY(0)}}.reveal{opacity:0;transform:translateY(30px);transition:opacity 0.7s var(--ease-out-expo),transform 0.7s var(--ease-out-expo)}.reveal.visible{opacity:1;transform:translateY(0)}.reveal-delay-1{transition-delay:0.1s}.reveal-delay-2{transition-delay:0.2s}.reveal-delay-3{transition-delay:0.3s}.reveal-delay-4{transition-delay:0.4s}@media (max-width:640px){.hero{min-height:85vh}.hero__actions{flex-direction:column;align-items:stretch}.hero__actions .btn{text-align:center;justify-content:center}.section{padding:clamp(3rem,6vw,5rem) 0}}