Step-by-Step

How It Works

Our SMS-first process is designed to quickly connect you with third-party funding providers — no paperwork, no hassle, no obligation.

The Process

From First Text to Funding Options

Here's exactly what to expect when you engage with Records Capital Connect.

1

You Reply — It Starts with a Simple "YES"

We reach out to you via SMS with a brief introduction about business funding options. If you're interested, simply reply YES. That's all it takes to begin the process. By replying, you're opting in to receive additional text messages from Records Capital Connect about business funding.

2

We Learn About Your Business

After you opt in, we'll ask a few quick questions via text — things like how long you've been in business, your approximate monthly revenue, and what type of funding you're looking for. This information helps us match you with the right providers. It takes just a few minutes.

3

We Match You with Providers

Based on your responses, we connect you with one or more third-party funding providers from our network who may have options that fit your situation. These providers offer programs including working capital, business lines of credit, equipment financing, SBA-backed programs, and merchant cash advances.

4

You Decide — No Obligation

Providers will contact you directly with potential offers and terms. There is absolutely no obligation to accept any offer. Review everything at your own pace, ask questions, and choose what's right for your business — or decline entirely. The decision is always yours.

Common Questions

Frequently Asked Questions

We are a free referral service that connects business owners with third-party funding providers. We are not a lender and do not make credit decisions or provide financial advice. Our role is simply to match you with providers who may be able to help with your business funding needs.
Our service is 100% free to business owners. There are no fees, no charges, and no hidden costs. We are compensated by our network of third-party funding providers when a successful introduction is made.
Our network of third-party providers offers a wide range of business funding programs, including working capital, business lines of credit, equipment financing, SBA-backed programs, merchant cash advances, and more. The specific options available to you will depend on your business profile and the providers we match you with.
We reach out to you via text message. If interested, reply YES to opt in. We'll then ask a few short questions about your business and funding needs via text. Based on your answers, we match you with third-party providers. Message frequency varies, and standard message and data rates may apply.
Once matched, the third-party funding providers will contact you directly to discuss available options, terms, and next steps. There is no obligation to accept any offer. You are free to review proposals and make the decision that's best for your business.
Yes, absolutely. You can reply STOP to any text message at any time to unsubscribe immediately. You may receive one final confirmation message after opting out. For help, reply HELP or contact us at support@recordscapitalconnect.com.

Ready to Get Started?

Tell us about your business and we'll connect you with potential funding providers.

Apply Now